We currently offer the following accounts in the U.S.:
- Traditional IRA: A traditional individual retirement account (IRA) allows you to invest pretax income. Transactions in the account are not subject to tax while still in the account, but are subject to federal income tax upon withdrawal.
- Roth IRA: Unlike a traditional IRA, Roth IRAs are funded with after-tax dollars. Contributions are not tax deductible; however, both earnings on the account and withdrawals after age 59½ are tax-free.
- Personal account: You would most likely have this type of account once you've maximized the contribution room in your IRA(s).